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How's Your Credit? You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:
Don't believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report. No one can legally remove accurate and timely negative information from a credit report. But the law does allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Just because you have a poor credit report doesn't mean you won't be able to get credit. Creditors set their own credit-granting standards and not all of them look at your credit history the same way. Some may look only at more recent years to evaluate you for credit, and they may grant credit if your bill-paying history has improved. Credit Counseling available at First Step Realty, Inc. Equifax
Check lighting, making sure pathways and entry have adequate illumination.
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First Step Realty, Inc. email: fsri@aol.com
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